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Employer Association Staff

Your Employer has arranged to make certain health care benefits available to you under the New York City District Council of Carpenters Welfare Fund.  These benefits include:

  • Medical benefits and a prescription drug benefit.
  • Dental and Vision benefits.

 

*Please Note- Effective as of October 1, 2013, all participants are required to fill out two separate beneficiary forms. One form, which comes from the Fund Office, designates a beneficiary for your Pension and Welfare benefits. The second form, which comes from Prudential, designates a beneficiary for your Annuity benefits. If you have only completed one of these forms, your beneficiary designation will not carry over for both. Instead, your benefit for the form you have not completed will be paid out in the manner stated in the appropriate Summary Plan Description (“SPD”). Further, if you have failed to complete either form, all of your benefits will be paid out as stated in the SPDs. Participants should also note that beneficiaries should be changed on both forms in the event of a divorce or separation agreement. Divorce judgments and/or wills cannot always be applied to Pension, Welfare, and Annuity benefits without completed beneficiary forms. To read more about the beneficiary designation change made effective October 1, 2013, please click HERE.

 

Documents

Welfare SPD- Employers and Associations Staff
Aetna Dental Coverage SPD
Aetna Dental Coverage SPD for LOUISIANA ONLY

Summary Of Material Modifications (SMM)

Summary of Material Modifications: Pharmacy/Physician Restrictions and MEND Program- January 2017
Summary of Material Modifications: Welfare Omnibus SMM- December 2016
Summary of Material Modifications: Reduced Deductibles- October 2016
Summary of Material Modifications: Out of Pocket Maximum Prescription Drugs Actives- June 2015
Summary of Material Modifications: Vision Benefits Restoration- December 2014
Summary of Material Modifications for Employer Association Staff 2003-2012*

Summary Of Benefits And Coverage (SBC) 2017

SBC Employer Associations POS 2017
SBC Employer Associations PPO 2017

Other

Aetna DMO: Selecting a Primary Care Dentist- August 2014
Restoration of Dental Coverage: Aetna DMO August 2014
*Summary of Material Modifications (SMMs), which appear in chronological order beginning in 2003, may have benefits information and forms associated with them that are no longer applicable. Please read this material carefully and call the Benefit Funds office with any questions you may have.